Consumer Credit

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Consumer credit is the debt that someone incurs upon purchasing any non-investment good or service whose value depreciates quickly. This includes purchases made on credit cards, lines of credit, and some loans.[1] Loans for purchasing real estate are not included, as its value does not fall quickly after purchase. Taking a loan out on a car or boat however, is considered consumer credit.[2]


  1. Consumer Credit Definition. AllBusiness.
  2. October Consumer Credit.