Fnality International

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Fnality International
Founded 2019
Headquarters London

Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions.[1] It was founded to create a network of decentralized Financial Market Infrastructures (dFMIs) to provide payment through blockchain in wholesale banking markets.[2]

It is backed by a consortium of financial institutions including many of the globally systemically important banks (GSIBs) who sponsored the "USC Project" (Utility Settlement Coin). The founding shareholders of Fnality are: Banco Santander, Bank of New York Mellon, Barclays, CIBC, Commerzbank, Credit Suisse, ING, KBC Group, Lloyds Banking Group, MUFG Group, Nasdaq, Sumitomo Mitsui Banking Corporation, State Street Bank & Trust, and UBS. Clearmatics is the technology partner to Fnality.


Products and Services

Key People

  • Rhomaios Ram - CEO
  • Olaf Ransome - CCO
  • James Coltman - CFO
  • Jim Turley - Chairman


  1. Fnality. Crunchbase.
  2. About Us. Fnality.