|Headquarters||New York, NY|
Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF) is one of the largest private retirement systems in the U.S. It provides for more than 3 million members of the academic community and for investors outside academia. It also serves institutional investors. TIAA-CREF's core offerings include financial advice, investment information, retirement accounts, pensions, annuities, individual life and disability insurance, tuition financing, and trust services (through TIAA-CREF Trust). It is a not-for-profit organization. It also manages a line of mutual funds. 
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- TIAA-CREF Definition. Answers.com.